Freelance Writing: Financial Help for Hard Times

The life of a freelancer isn’t always smooth sailing.

In fact, in the past year alone, I know of one writer who lost a house, another who faces a medical crisis, and still others who have been affected by job loss due to an ever-shifting market.

Being self-employed often means doing without things our corporate-employed counterparts take for granted, like medical insurance, disability plans, and even paid vacation days. When the unexpected happens, we can be left scrambling to make ends meet and keep food on the table.

Fortunately, there are agencies out there writers can turn to for help. The following organizations offer grants, low interest/no interest loans, or other forms of financial aid for writers in distress. Please do your homework carefully before contacting any of these groups, and bear in mind that while I’m sharing this information as a resource for you, I am not endorsing any of these groups, nor do I have any affiliation with them.

Places writers can find financial help.

  • The Authors League Fund has been helping professional writers since 1917.  The fund receives financing from professional writers, agents, and publishers, and offers no interest, loans.
  • The Haven Foundation was created in 2006 by Stephen King and is designed to help freelance artists who are unable to work due to disease or accident.
  • The American Society of Journalists and Authors provides the Writers Emergency Assistance Fund to help established freelance writers in the event of illness, disability, natural disaster, and other professional crises. Writers need not be members to qualify for a grant.
  • The PEN Writers’ Emergency Fund helps professional writers by awarding grants of up to $2,000 dollars.
  • Last, but not least, more and more individuals in crisis are raising funds through crowd-funding sites like gofundme.com. While this route is certainly not for everyone, it’s still something to keep in mind in case of emergency.

Do you know of other resources for writers in need? Share them in the comments so others can benefit.

Image credit: Flying Money by Tax Credits via Flickr Creative Commons. (CC) Some rights reserved.

3 comments on “Freelance Writing: Financial Help for Hard Times

  1. Reblogged this on The Spidereen Frigate and commented:
    With the 11 days of government furlough arriving, and the general scramble in this economy to make ends meet, I thought this post at Brainstorms & Bylines might come in handy. Good luck and Godspeed to all of my freelancing, word-slinging writer friends out there making a living at their dream, and to all the other schmucks like me working for “the man” and moonlighting. Hang in there, my doves!

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